BAföG - Das Wichtigste im Überblick
Der maximale monatliche Förderungsbetrag beträgt 853 €, ab dem Wintersemester 2020/21 sogar 861 €. Dieser Betrag kann dann zustandekommen, wenn die / der Studierende eine eigene Wohnung hat und Kranken- sowie Pflegeversicherung selbst bezahlen muss. In der Regel hängt der ausgezahlte BAföG-Satz vom Einkommen der Eltern ab.
BAföG (Bundesausbildungsförderungsgesetz) is the Federal Education and Training Assistance Act for university students in Germany. In many cases, non-German citizens studying in Germany are entitled to this grants-and-loans-system. Whether you are eligible depends mainly on the type of your residence title.
In addition to the special conditions applying to non-German students which are described in this info sheet, the basic rules are the same as for Germans:
Students can get BAföG for their first cycle of education, meaning a bachelor‘s and a master‘s degree. If you have already started or completed university education abroad, the BAföG office will check whether you are still entitled to get BAföG.
To be eligible for BAföG, you must be 30 years or younger when enrolling in the bachelor‘s course and 35 or younger at the beginning of the master‘s. However, there are a few exceptions to this rule.
BAföG-funding is needs-based. It is granted if the prospective student’s own financial means or those of his or her parents (or spouse) are insufficient for this purpose. Half of the BAföG financial support is usually a grant, the remaining half an interest-free loan.
There are a few restrictions in the BAföG-system for foreign students regarding the funding of studies in countries other than Germany.
Students who are staying in Germany with a residence permit according to sec. 16 of the Residence Act, i. e. exclusively for the purpose of pursuing their academic education, are not eligible for BAföG-funding (unless they fulfill one of the conditions described above at the same time).
We strongly advise international students to contact our office so that we can examine your individual case.
There are different possibilities for EU citizens to get BAföG. Citizens of Switzerland, Liechtenstein, Norway and Iceland are legally equal to EU citizens regarding BAföG.
Entitlement to BAföG by working in Germany
EU citizens studying in Germany are entitled to BAföG-funding if they are working in Germany at the same time. This is due to the right to freedom of movement for workers in the European Union. Students need to meet the following requirements to be eligible for funding:
- When first applying for BAföG-funding, the student must have worked in Germany for at least ten weeks.
- The employment must comprise of at least 12 hours a week (monthly average).
- To maintain the entitlement, the student must work in this extent during the whole course of studies.
These rules also apply to students who are self-employed.
In order to be entitled to BAföG-funding, however, students may only work to the extent that allows them to pursue their studies full-time.
Entitlement to BAföG with Residence Permit and other possibilities
Students from an EU member state are entitled to BAföG-funding if they have a permanent residence permit in Germany. This is usually obtained after living in Germany for five years without interruption. For verification purposes, students need the permanent residence card.
Furthermore, students are entitled to funding if they are employed in a job that is substantially associated with their course of studies. In this case, the employment must have existed at least six months before taking up the studies.
Finally, EU citizens with a so-called secondary right to freedom of movement, i. e. spouses or children of EU citizens, are entitled to BAföG-funding as well.
Foreign students to whom the provisions relevant for EU citizens do not apply are nevertheless entitled to BAföG-funding under certain conditions.
Students in possession of a settlement permit are entitled to BAföG-funding.
Residence Permit + Prospective Right to stay in Germany
Students with a residence permit may be entitled to get BAföG if they have a prospective right to stay in Germany for a longer period of time.
This applies especially to individuals meeting one of the following criteria:
- The student is officially recognized as an asylum seeker or as a refugee, or the residence permit was issued for humanitarian or political reasons.
- The student is the spouse of a German citizen.
- The student has custody of a minor with German citizenship.
- As the spouse or child of a foreign citizen holding a settlement permit, the student has a residence permit in accordance to sec. 30 or sec. 32-34 of the German Residence Act („Aufenthaltsgesetz“).
Residence Permit +15 months in Germany
All other foreign students holding a residence permit are only entitled to receive BAföG once they have legally lived in Germany for at least 15 months.
This case applies to individuals under certain deportation bans or foreigners who hold a temporary suspension of deportation in accordance with section 60 a subs. 2 sentence 3 of the Residence Act.
Furthermore, students are eligible to receive BAföG-funding
- if they have been working for five years in Germany before taking up their studies OR
- if a parent has been working in Germany for a total of three years over the course of the last six years before taking up his/her studies.
You can download this information on BAföG for non-Germans in a printable PDF file: pdf Factsheet BAföG for Non-German Citizens (1.49 MB)
Sofern Sie Ihr Bachelor-Studium vor Vollendung des 30. und das Master-Studium vor Vollendung des 35. Lebensjahres beginnen und es ohne Fachwechsel in der Regelstudienzeit durchziehen, können Sie davon ausgehen, die ganze Zeit über das reguläre BAföG (d.h. 50% als Zuschuss und 50% als zinsloses Darlehen) zu bekommen.
Nicht in jedem Fall ist das Einkommen der Eltern die Grundlage für die BAföG-Berechnung. In bestimmten Fällen wird nur das Einkommen des/der Studierenden und eventuell des Ehepartners berücksichtigt, etwa wenn Sie vor der Aufnahme des Studiums schon eine bestimmte Zeit lang berufstätig waren.
Wenn Sie als BAföG-EmpfängerIn neben dem Studium jobben wollen, ist das normalerweise kein Problem: Sie können pro Bewilligungszeitraum (12 Monate) 5.412 € aus abhängiger Beschäftigung dazuverdienen, ohne dass dies die Förderung schmälert. Wenn Sie also einen 450-Euro-Job haben, brauchen Sie nicht zu befürchten, dass Sie deswegen weniger BAföG bekommen.
Im Master wird erneut geprüft, ob Sie Anspruch auf BAföG haben. Auch wenn Sie für den Bachelor kein BAföG (mehr) bekommen haben, kann dies im Master anders aussehen. In jedem Fall ist es wichtig, den Übergang gut zu planen, damit eine lückenlose Förderung möglich ist.